weedshop (4x3)

Dispensaries & Retailers

Insurance includes general liability, property and business income, plus coverage for inventory and retail equipment.  Heavier focus on product liability, theft and inventory value coverage.

Cultivators

Indoor, Outdoor, Greenhouse

Insurance includes general liability, property and business income, plus coverage for plants and growing equipment.  Significant focus on grow procedures, plant value and worker’s compensation coverage.

hemp seeds
cannabis manufacturer2 photos for class revised

Manufacturers, Processors & Harvesters

Edibles, Concentrates, Extracts, Topicals, Tinctures, Capsules, Suppositories, Transdermal Patches, Etc.

Insurance includes general liability, property and business income, plus coverage for plants and manufacturing equipment. Significant focus on manufacturing procedures, product liability and product recall.

Delivery Service & Transportation

Owned, Sub-Contracted, Armed Transport

Insurance includes general liability, property and business income, plus coverage for owned and non-owned auto and delivery transport.  Lots of focus on theft, auto property damage and bodily injury.

cannabis delivery2 photos for class revised
cannabis lab photos for class2

Laboratories

Insurance includes general liability, property and business income, plus coverage for laboratory equipment.  Significant focus on laboratory procedures and professional liability.

Landlords & Building Owners

Insurance includes general liability and property.  The majority of focus is on the use of the premises that need to be disclosed since many insurance carriers will not insure buildings whose tenants are cannabis-related businesses.

building6 insurance revised
broker4 insurance

Wholesalers/ Distributors

Brokers

Insurance includes general liability, property and business income, plus coverage for auto and delivery transport and potentially laboratory equipment.   Significant focus on theft, laboratory procedures, and professional liability.

Ancillary Cannabis Related Businesses

Every single business that works with cannabis businesses without “touching the plant.”

Insurance includes general liability, property and business income.  Still an issue about whether some insurance carriers would try to deny claims arising from working with a cannabis-related business due to the federally illegal status.

cannabis girl2 photos for class revised